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Category: Child & Family Planning

Estate Planning for Families with Children

One reason some people develop estate plans is to deal with possible estate taxes.  The need for this kind of planning was reduced for most people when the estate tax exemption was increased to $11.58 million per person in 2018, but there are other important things you can accomplish with estate planning for your spouse and children (There is the possibility also that the exemption amount could be reduced — it was $5.4 million in 2017, $3.5 million in 2009, and $1 million in 2003.  Although $1 million is a large amount, it is an asset amount many couples reach in their lifetimes if you include the value of a home and each spouse’s retirement account). A common plan for couples is for the couple’s assets to go to the surviving spouse/partner if one of you dies.  Often that’s what you’d want – for the assets to go to the

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